• TBC Named Best Bank for Small and Medium Businesses by Global Finance for Third Consecutive Year

Global Finance, a renowned international publication, has named TBC the best bank for small and medium-sized businesses (SMEs) in Georgia for the third year in a row.

To identify the best SME banks globally for 2025, Global Finance evaluated various criteria, including market knowledge, understanding of the needs of small and medium-sized businesses, the range of products and services offered, market share, and business performance. The publication also considered innovation in the SME sector and non-financial initiatives banks have implemented to support small and medium enterprises.

“This recognition is incredibly significant to us. Global Finance has named us the best bank for small and medium-sized businesses in Georgia for the third time. Our team works tirelessly to provide businesses with all the necessary products and services for their growth and development. Competing alongside the world’s leading banks in the Global Finance Awards and securing this victory is a great source of pride for our team,” said Vepkhvia Lominashvili, Head of TBC’s Business Segment Management.

Global Finance, founded in 1987, is read in 190 countries. For 37 years, the magazine has identified the best banks worldwide in various categories, with a reputation for impartial editorial standards that have earned it great trust in financial circles. The Global Finance Awards serve as a reliable, objective benchmark for evaluating banking performance, regularly honoring top banks and financial service providers around the world.

• TBC Mobile Bank: The Leading Digital Bank in Georgia

According to renowned publications, EUROMONEY and Global Business and Finance Magazine, TBC offers the best mobile banking service in Georgia. In 2024, TBC Mobile Bank was named the winner in the “Best Digital Bank in Georgia” category by both EUROMONEY and Global Business and Finance Magazine.

TBC also secured victories in two additional categories of the Global Business and Finance Magazine:

1. Most Innovative Digital Bank in Georgia
2. Best Digital Bank Brand in Georgia

TBC consistently brings new innovations to its customers. Below are some of the key features introduced in TBC Mobile Bank this year:

– Loyalty Points to GEL Conversion:

You can now convert loyalty points directly into GEL through Mobile Bank and use them as needed.

– Flexible Payment Distribution: 

Previously, you could distribute payments over a maximum of 6 months. Now, you can choose a payment distribution period from 6 to 36 months.

– Investment Platform Enhancements: 

You can now create a list of favorite stocks and easily track your preferred companies. Analyst ratings on popular stocks are also available within Mobile Bank.

– TBC Set Subscription Update:

Need an additional card? You can now add one directly from Mobile Bank without the need to visit a branch.

– Auto Comfort Feature:

Add your vehicle and pay fines without needing a receipt number. The Mobile Bank will also notify you of upcoming payment deadlines, helping you avoid late fees.

– Instant Transfers: 

Instantly transfer money from TBC Mobile Bank to another bank account. Based on customer feedback, this process has been made even more seamless.

The TBC team remains committed to customer satisfaction, continuously introducing new innovations based on user feedback. Be sure to update your app through the App Store or Play Store to take advantage of these new features.

• Simple and Versatile International Payment Platform
• Photo: Platform

Flitt is a fintech company and a member of the TBC Group, offering businesses an international online payment platform. With its advanced technology, Flitt provides a simple and secure end-to-end payment management service. It stands out by integrating various payment methods into one platform, eliminating the need for businesses to integrate their preferred payment methods separately—one seamless integration provides access to all payment options available on the platform.

Although TBC’s online payment service holds a significant market share, the rapid growth of e-commerce has highlighted the need for independent development. Consequently, they acquired an international payment platform, adding global professionals to the local team.

The platform has seven years of experience operating in the international market. Flitt offers important products and functionalities that have been difficult or unavailable to businesses until now.

• Merchants can manage online payments in different countries with one platform integration, which makes it easier for them to exploit strategic markets. Additionally, with one simple integration, modern payment methods are activated: Apple Pay, Google Pay, card payments, and others.
• Merchants can embed a payment page on their website with their own design or use the Flitt payment page via redirection.
• To simplify the complex integration process, it offers developers an easy-to-integrate API and ready-to-use SDK kits, as well as an online portal for integration instructions and 24/7 online technical support.
• Businesses can digitally manage their payments and settlement processes, access detailed reports, and analyze customer behavior, ultimately helping to make effective business decisions.
• Flitt provides guaranteed security with the PCI DSS first-quality standard, which means that sensitive customer information is protected as much as possible.
• Online payments are checked by the internal Anti-Fraud system, which reduces the risks of fraudulent transactions for the business.
• The smooth operation of the system ensures the continuity of payments, increases the conversion rate, and reduces operational errors.
• Flitt is integrated with popular and flexible online platforms: Shopify, WIX, WooCommerce, CS-Cart, etc.

These functionalities enable Flitt to be the leading online payment platform in the region. At the first stage, businesses registered in the markets of Georgia, Uzbekistan, Moldova, and Armenia can manage payments received from anywhere in the world using Flitt’s services, and it is planned to expand its scope in the future.

• TBC Supports Technological Empowerment at Technovation Girls Sakartvelo 2024
• Photo: Technovian

With the support of TBC, and organized by Alte University in collaboration with “Techdro,” the global project *Technovation Girls* was held in Georgia for the second consecutive year. This international competition unites tens of thousands of girls from over a hundred countries, fostering innovation and engagement in technology.

The *Technovation Girls Sakartvelo 2024* project featured two age groups: 13-15-year-olds and 16-18-year-olds. This year, more than 700 girls, along with 250 mentors, participated. A five-day training camp was organized in Tsem for 22 winning teams and their mentors.

At the camp, with the guidance of TBC’s tech team and field specialists, the girls explored various aspects of technology. They learned the fundamentals of electronics using Arduino, participated in an entrepreneurship workshop where they created innovative projects, and explored Low Code web development through the OutSystems platform. Additionally, they gained hands-on experience in game design, creating simple games, and attended insightful lectures on STEM careers, medical technology, green energy, and the science behind large language models. They also demonstrated their understanding of the latest AI applications.

As a technology company, TBC’s involvement in *Technovation Girls Sakartvelo* aligns with its mission to support the growth of Georgia’s tech ecosystem, empower girls in the field, and raise awareness of technology among the younger generation.

• TBC Campus – Empowering the Next Generation with Free Online Business Courses

TBC is expanding educational opportunities by launching a new initiative, TBC Campus (თიბისი კამპუსი | თიბისი განათლება (tbceducation.ge), to provide students with greater access to quality education. The TBC Campus offers a range of fully funded online courses in business, aimed specifically at young people aged 18-24 from across Georgia.

Students are invited to choose and register (თიბისი კამპუსი | თიბისი განათლება (tbceducation.ge)) for the courses by October 10. Available courses include:

– Fundamentals of Technological Project Management

– Data Analysis

– Graphic Design

– UI/UX Design

– Entrepreneurship and Business Planning

– Creation of Advertising Content

– Search Engine Optimization (SEO)

– Digital Marketing

These courses will be taught by experts from TBC and other specialists in their respective fields, offering participants essential skills to foster professional growth.

“Supporting the next generation and increasing access to education is a key priority for TBC. Following the success of our Techschool program, students can now explore new career paths or enhance their knowledge in business and technology through TBC Campus,” said Makuna Tavberidze, Head of Brand Experience and Marketing at TBC.

Enrollment at TBC Campus is completely free. To gain admission, applicants must pass a two-stage selection process. Registration began on September 26 and will remain open until October 10.

TBC Campus’s business courses are presented in collaboration with Collab.

• TBC Concept Supports the Tbilisi Architecture Biennale 2023: A Focus on Water Resources

With the support of TBC Concept, the Tbilisi Architecture Biennale (TAB) will launch on September 28 under the theme “Righting the Errors.” The event will offer the public a diverse range of exhibitions, lectures, workshops, and engaging programs until October 19.

This year’s Architecture Biennale features thematic exhibitions, workshops, guided tours, public installations, symposiums, and lectures. The central theme explores the relationship between people and natural resources, with a particular emphasis on water. The Biennale highlights the roles of architects, urban planners, policymakers, and environmentalists in addressing the complexities of resource management and sustainability.

The opening ceremony of the fourth edition of the Biennale will take place at the Magnetic Meteorological Observatory, located at the Tbilisi Hydrometeorological Institute. This cultural monument, built in 1862, will serve as a key venue, particularly resonating with this year’s focus on water resources.

As part of the Biennale, TBC Concept will host events at its multifunctional space located at Marjanishvili 7:

– **October 4, 18:00** | Opening of the exhibition “Places of Collective Production,” organized by the Institute for Foreign Cultural Relations (ifa-Institut für Auslandsbeziehungen) in collaboration with ARCH+. The exhibition will run until November 15.

– October 5, 14:00** | A tour led by Stefan Gruber, curator of the exhibition.

– October 5, 16:30** | Symposium titled “Commoning Tbilisi,” moderated by Stefan Gruber and Tinatin Gurgenidze.

– October 8, 19:00** | Lecture “Repair” by Caroline Bos, co-founder of the Dutch architecture firm UNStudio and an expert in urban planning.

– October 11, 18:00** | Lecture “Memory Politics and Hydro Narratives in Armenia.” Arsen Abrahamian, architect, urbanist, and member of the Cultural and Social Narratives Lab (CSN Lab), will present two research projects: “Kechuti: An Underwater Memory” and “Getar: A River Memory,” focusing on hydro-related histories in Armenia.

The Tbilisi Architecture Biennale, founded in 2017, aims to raise awareness of architectural and urban issues in Tbilisi and beyond. Each edition unites professionals from diverse fields around a central theme. This year’s Biennale will center on documentary, research, and historical approaches to urban and environmental topics.

Explore the full program of events and experience the Biennale in detail. ((7) TA… – Tbilisi Architecture Biennial / თბილისის არქიტექტურის ბიენალე | Facebook