Starting January 1, 2026, all foreign citizens entering Georgia will be required to hold valid health and accident insurance. While the legal obligation itself is not new, the government has yet to issue a decree defining how the system will function in practice, including enforcement mechanisms and compliance checks.
Why Mandatory Insurance Matters
Until now, the absence of mandatory insurance for foreign visitors has placed a measurable burden on Georgia’s healthcare system. Medical facilities are legally required to provide emergency and accident-related care to tourists, regardless of their ability to pay.
One option under discussion would allow visitors to enter Georgia with insurance purchased abroad, verified at border crossings. However, local insurers warn this could complicate policy verification, weaken oversight and primarily benefit foreign insurance providers.
An alternative model, strongly supported by Georgian insurers, would require or incentivize visitors to purchase coverage from local insurance companies, similar to the existing system for non-resident vehicle insurance. Industry estimates suggest such a model could generate up to GEL 100 million in annual turnover while also simplifying claims processing for Georgian clinics.
Insurance Options Already Available in Georgia
Several Georgian insurance providers already offer visitor-focused insurance products suitable for short-term tourists, long stays and business travelers.
TBC Insurance
What it offers:
Visitor and travel insurance packages covering emergency outpatient and inpatient care, accidents, urgent diagnostics, and hospitalization. Some plans include COVID-related treatment and optional add-ons.
Who it suits:
Tourists, business travelers and long-stay visitors seeking coverage from a major, well-established insurer.
Contact:
Website: https://www.tbcinsurance.ge
Phone: +995 (32) 2 991 991
Imedi L
What it offers:
Visitor insurance tailored for foreign nationals, available for short-term and extended stays. Coverage includes emergency outpatient and hospital care, accident treatment, emergency dental services, repatriation and family doctor services, with defined policy limits and 24/7 assistance.
Who it suits:
Foreign tourists and non-residents seeking comprehensive emergency-focused medical coverage within Georgia.
Contact:
Website: https://imedil.ge
Phone: +995 (32) 2 220 220
ARDI Insurance
What it offers:
Travel and visitor insurance plans covering emergency medical services, accidents, hospitalization, and urgent treatment, with flexible policy durations.
Who it suits:
Short-term visitors and travelers looking for cost-effective medical coverage from a widely recognized Georgian insurer.
Contact:
Website: https://ardi.ge
Phone: +995 (32) 2 444 999
Unison Insurance
What it offers:
Health and travel insurance products that include emergency care, inpatient services, diagnostics, and accident-related treatment, with options tailored to non-residents.
Who it suits:
Visitors seeking medically focused coverage with access to Unison’s healthcare network.
Contact:
Website: https://unison.ge
Phone: +995 (32) 2 200 333
Digital Access: eCover.ge
For visitors who prefer a single digital platform, eCover.ge serves as an online insurance marketplace where foreign tourists can compare and purchase travel and visitor insurance from multiple Georgian insurers in English. The platform simplifies policy selection, payment and documentation, making it especially useful for travelers planning their trip independently or at short notice.
