TBC continues to enhance its digital services by introducing another simplified process for self-employed customers. As a technology-driven company, TBC continuously develops products and services that make everyday banking easier and more convenient. For more than a year, the bank has enabled self-employed customers to apply for consumer loans directly through the TBC Mobile Bank, regardless of whether their income is received via bank transfers or cash payments.
When applying for a loan, self-employed customers simply indicate their occupation and income in the mobile banking app. The system then automatically verifies incoming transactions on their bank account to assess loan eligibility. If a customer’s income is not reflected through bank transfers, they can still confirm their business activity through a simple verification process.
TBC has now made this verification process even more convenient. Previously, customers were required to arrange an in-person visit from a bank representative to their workplace, which often required additional time and effort. From now on, business activity can also be verified remotely through an online video visit.
To schedule a video verification, customers simply need to:
- Open the TBC Mobile Bank and request a consumer loan limit;
- Select a convenient date and time for the video visit;
- Join the video call from their workplace and answer a few simple questions about their business activity.
Once the verification is completed, customers receive a notification on their mobile phone. If the loan is approved, the funds are transferred to their account instantly.
The new service is particularly beneficial for freelancers, craftspeople, tailors, auto mechanics, stylists, and many other self-employed professionals, for whom business verification previously required additional time and effort. With the introduction of video verification, the entire process has become fully digital, faster, and significantly more convenient.
TBC continues to invest in digital innovation to make financial products more accessible, flexible, and user-friendly for people across a wide range of professions.
