Over 3,500 Students Join TBC Campus Spring Program to Build Future-Ready Skills

More than 3,500 young people from across Georgia have registered for TBC Campus educational programs, designed to equip students with both theoretical knowledge and practical skills in business and technology.

Unlike traditional universities, TBC Campus offers an innovative online learning space where students gain hands-on experience in high-demand fields. A total of 3,562 students have enrolled in the Spring 2025 stream, with classes starting in May.

Participants will study free of charge for three months, covering essential topics such as:

• Technology project management
• Data analysis
• UI/UX design
• Entrepreneurship and business planning
• IT business analysis and market research
• Digital marketing
• Advertising content creation
• Search engine optimization (SEO)

The program is offered in partnership with Kolab and is entirely tuition-free. The curriculum is designed to help participants either launch their careers in the competitive job market or develop and manage their own businesses successfully.

In the previous cohort, 202 students completed the program, and several have since found employment, actively applying the skills they gained through TBC Campus.

TBC Campus empowers students to pursue their goals, learn flexibly from anywhere, and deepen their knowledge in a dynamic and innovation-driven environment.

TBC Offers Instant Business Loans with No Documentation Required

At TBC, getting a business loan has never been easier. Starting today, business representatives can access a loan in just 2 minutes through Business Internet or Mobile Banking—without the need for any additional documentation.

The process is quick and user-friendly. Customers simply need to check their credit limit and review loan terms under the Offers section in Business Internet or Mobile Banking. If they choose to proceed, they can complete an online application. The loan approval decision will be available within 2 minutes of submission.

This offer is available to micro, small, and medium-sized businesses, as well as legal entities and individual entrepreneurs. The maximum loan amount is 7 million GEL, with a repayment period of up to 180 months. The effective interest rate starts from 14.54%.

If a customer does not have a pre-approved credit limit, they can request a call from the TBC Contact Center by clicking the “Request a Call” button. Following an on-site visit and financial assessment, the customer may become eligible to use the loan product.

For more details, please contact the TBC Business Hotline at 2 27 27*3.

From Field to Future: How TBC Supports the Mirianashvili Brothers in Transforming Georgian Grain Farming

Three years ago, when worms infested a wheat field in Tsnori, farmer and agronomist Vasil Mirianashvili faced a challenge. Spraying the crops with a tractor was costly and damaged up to 5% of the harvest. Seeking a smarter solution, he turned to drone technology. The results were immediate and impressive: 80 hectares of grain sprayed in just two days—with no crop loss.

The Mirianashvili brothers didn’t inherit their land—they bought it in 1998 and have been building their agribusiness ever since. Today, they cultivate multiple varieties of wheat, barley, and sunflower across the fertile Alazani Valley.

They’ve learned that, much like people, soil suffers from monotony. Innovation and change are essential.

“Crop rotation is necessary. You can’t grow wheat in the same field every year—it depletes the soil,” says Vasil Mirianashvili. “This year, I planted French wheat, which is disease-resistant and perfect for baking.”

Their success isn’t the product of tradition alone. The brothers don’t split responsibilities formally, but both are deeply involved in every step—researching new methods, testing products, consulting experts, and always learning. They don’t bake bread themselves, but they can instantly judge the quality of wheat by sight.

“Right after the July harvest, you must cultivate the soil immediately to prevent weeds. Then comes the risk of drought, which can crack the soil and destroy the top layer. Grain farming is a year-round commitment,” Mirianashvili explains.

Kakheti has a centuries-old grain-growing tradition, and Tsnori, with its fertile soils, is ideal for this work. “A good yield is 5–6 tons per hectare, and we’ve even reached 7 tons. If done right, we could meet 45% of Georgia’s wheat demand,” he says.

But precision farming isn’t enough. Beyond experience, care, and the right decisions, luck—particularly with weather—is crucial.

Unlike vineyards, wheat fields can’t be insured against weather damage. When nature strikes, financial resilience becomes key. That’s where TBC comes in.

The Mirianashvilis have relied on TBC’s affordable agricultural loans for years.

“There have been seasons when I harvested only 30% of the expected yield. Of course, there was no profit. But trust is what should link a farmer and a bank. Even in hard times, TBC stood by us because they believe in our business. That trust gives me peace of mind and allows us to plan for the future,” says the farmer.

Their plans include building a cold storage facility and expanding into new plots to grow perennial crops—yet another step in their journey from tradition to innovation, supported every step of the way by TBC.

Tailored Currency Exchange Rates Now Available in TBC Business Digital Bank

To make everyday banking even more convenient, TBC Business Internet and Mobile Bank now offer a new conversion rate agreement feature.

With this functionality, business clients can request a personalized exchange rate directly through the digital platform—saving time and gaining more favorable terms.

The process is quick and easy:

Coordinate a preferential rate with your Treasury Products Manager or bank representative;
Select the relevant account numbers;
Confirm the agreed conversion.

Enjoy smarter currency management—only with TBC Business Digital Bank.

TBC Tech School Launches Spring Semester with 683 Students Across Georgia

TBC Tech School has officially kicked off its Spring Semester, offering a unique opportunity for students in grades 9–12 to explore cutting-edge technologies and innovations—completely free of charge and accessible from anywhere in Georgia.

A total of 683 students, selected through a competitive two-stage admission process, will participate in the three-month program. The curriculum covers a wide range of in-demand fields, including website development, UI/UX design, artificial intelligence, website programming, mobile app creation, graphic design, and social media marketing.

By eliminating geographic and financial barriers, TBC Tech School ensures that motivated students from every region of Georgia can access high-quality education. The only requirement is a passion for learning and a drive to grow in the ever-evolving world of technology.

TBC’s educational programs are built on the belief that with the right support and access, students can pursue their goals, deepen their knowledge, and be at the forefront of innovation—no matter where they are.

TBC Concept Presents the Spring Season of “Sakhelosno 42” Theater

This spring, TBC Concept proudly supports the renewed season of the independent theater “Sakhelosno 42,” created by acclaimed director Levan Tsuladze. The bold and diverse program brings a powerful lineup of performances to the stage in May—stories that linger long after the curtain falls.

As the general sponsor of “Workshop 42,” TBC Concept, in partnership with Visa, enhances the cultural experience for its audience. TBC Concept Visa cardholders enjoy a 15% discount on fourth-row tickets. To purchase, visit the official ticketing link.

Spring 2025 Performances

Conductor | May 1, 11, and 21
In 1946, Wilhelm Furtwängler, chief conductor of the Berlin State Orchestra, is brought to trial in Nuremberg. Investigator Deborah Arnold digs into his past, probing the moral dilemmas of an artist under a totalitarian regime. This gripping drama by Ronald Harwood explores whether it is possible to separate art from politics, or if music itself can free the soul. The questions it raises are haunting—answers may not come easily.

Nose | May 4, 23, and 30
Your name. Your status. Your power. What if, one morning, all of it belonged to someone—or something—else? This absurd yet deeply human tale follows a man whose nose disappears, only to take on a life and career of its own. A surreal reflection on identity, reputation, and the fragile self in a world obsessed with appearances.

Torches of the Night City: Gas Station | May 3, 8, 10, 22, 25, and 28
Six strangers, rushing through their chaotic lives, are forced into a moment of stillness at a gas station. As they wait, time stretches—and connections spark. This introspective piece reveals the depth of human presence, even in the briefest pause from the noise of everyday life.

1921–1924 | May 9, 17, and 18
Set during the fall of Georgia’s short-lived independence and the onset of Soviet repression, this historical drama captures the loss of dreams, futures, and freedom. A powerful tribute to those trapped in one of the most tragic chapters of Georgian history.

TooTsie | May 14, 15, and 31
Inspired by the film of the same name, this adaptation goes beyond comedy to examine an actor’s devotion to his craft. Through moments of struggle, joy, and transformation, the play explores the cost of passion and the meaning of artistic sacrifice.

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TBC Empowers the Self-Employed to Stay One Step Ahead

Are you self-employed and passionate about your work? TBC is here to support you with the tools and services you need to stay one step ahead.

At TBC, freelancers, self-employed individuals, and sole entrepreneurs can access a wide range of tailored products and services—designed to help them grow and professionalize their work, even if they don’t formally identify as a business.

Just like larger businesses, self-employed individuals can benefit from TBC’s full suite of business solutions, including business loans and business packages, providing easier access to financing and the opportunity to transform their work into a thriving enterprise.

TBC also offers individual entrepreneurs access to business internet and mobile banking, along with POS terminals, making transactions and day-to-day banking more seamless and efficient.

“Supporting the self-employed is a priority for TBC Business,” said Vepkhvia Lominashvili, TBC Business Leader. “We understand the challenges they face every day. That’s why we continue to introduce innovative products and services that simplify their operations and empower them to grow into fully established businesses. This commitment was reflected in our most recent Thursday session, where freelancers and business leaders shared their experiences and practical advice. We will continue to stand by the self-employed and offer them valuable new opportunities.”

TBC for Business – One Step Ahead
Explore all the products and services tailored to self-employed professionals here.
Or contact the TBC Business hotline: (032) 2 2727*3

TBC Joins the Spirit of Kutaisi: Celebrate Gviriloba 2025 With Us

This year, TBC is proud to join the vibrant spring celebration of Gviriloba in Kutaisi — a beloved tradition that brings the city to life each year. We’re excited to help make this day even more special for the people of Kutaisi.

For locals, Gviriloba is more than just a festival — it’s a celebration of childhood memories, enduring friendships, loyalty, and the arrival of spring, which always seems to come to Kutaisi a little earlier than elsewhere. Nothing compares to the beauty of Kutaisi in bloom.

Gviriloba is a tribute to nature, the city, and its people. On this day, Kutaisi brings together its past and present — and you are invited to be part of this shared joy.

There’s more warmth here than the heart of the city can contain.
Tradition, modernity, emotion, joy, memories, and hope all come together.
Locals and guests celebrate side by side.

As always, the festival will feature a rich program of cultural and entertainment events, sports, and activities for children, all starting at 12:00 in the historic city center.

We’re delighted that this year, TBC will be part of the celebration, offering branded gifts and a cozy relaxation zone for both residents and visitors.

And don’t miss TBC’s special May 2 promotion:
Pay with your new TBC card, new TBC Concept card, or TBC loyalty credit card during Kutaiskalakoba and get 20% cashback — up to 30 GEL instantly — at 20 participating locations near the event. You can take advantage of this offer multiple times.

We look forward to celebrating with you in Kutaisi!

Celebrating Entrepreneurial Spirit: The 2025 Giorgi Tukhashvili Startup Awards Supported by TBC Business

On May 30, 2025, with the support of TBC Business, the Giorgi Tukhashvili Startup Awards will be held for the second time in Tbilisi.

The event aims to honor the legacy of Giorgi Tukhashvili by promoting the values he lived by—kindness, leadership, innovation, and dedication to community-building within the startup ecosystem.

Giorgi Tukhashvili was a driving force in the Georgian startup scene. As the co-founder of the successful startup Kernel, director of Startup Grind Tbilisi, and head of the Crystal Young Entrepreneurs School, Giorgi played a pivotal role in shaping Georgia’s entrepreneurial landscape. Though his life was tragically cut short at the age of 35, his influence remains deeply felt.

Theme of the 2025 Awards: Giorgi as an Entrepreneur

This year’s theme focuses on Giorgi’s entrepreneurial spirit—his vision, resilience, and passion for building impactful ventures. The awards, organized by his friends and peers, will share insights into what motivated Giorgi and how his values continue to inspire others.

Award Categories

The 2025 Giorgi Tukhashvili Startup Awards will include four categories, open to both individuals and organizations. Applications can be submitted either as self-nominations or by others:

• Ecosystem Hero
• Boldest Startup
• Super Connector
• Growth Catalyst

Winners will be selected by a panel of judges based on submitted applications.

Award Goals

The awards continue to advance three key goals:

• Promote Shared Values: Celebrate those who embody Giorgi’s principles—kindness, leadership, innovation, and social responsibility—and inspire others to do the same.
• Encourage Technology Entrepreneurship: Showcase outstanding tech startups to support their ongoing growth.
• Unite the Startup Community: Highlight individuals and organizations that foster collaboration and connection within the startup ecosystem.

Prizes and Recognition

Winners will receive valuable prizes, including a 5,000 GEL travel grant to attend an international startup event, long-term mentoring, and other forms of support.

For full details about the nominations and to submit your application, please visit: Nomination Registration
Application deadline: May 16, 2025

TBC and the Blueberry Breakthrough: Adjarian Family’s Journey to Western Markets

In the village of Gvara, just 9 kilometers from Kobuleti, Jemal Tsetskhladze and his family cultivate blueberries on 28 hectares of land—and plan to expand further.

Blueberries are a relatively new crop in Georgia, with commercial cultivation beginning only in 2010. Jemal Tsetskhladze was the first in Adjara to replace an old, wild tea plantation with this promising new fruit.

Today, we can ask artificial intelligence to list the health benefits of blueberries in precise detail. But in 2016, when the Tsetskhladze family was researching markets and analyzing trends, there was no ChatGPT to consult. They compiled their own guide, taking bold and risky steps into uncharted agricultural territory.

“Preferential agrocredit was a major incentive in this process,” recalls Jemal Tsetskhladze. “My wife—also my partner—and I gathered detailed information. First, we planted soybeans to rehabilitate the soil after removing the tea plants. Only then did we plant our first blueberry seedlings.”

Initial progress was difficult due to a dishonest seedling supplier. But once they found the right variety, they discovered that blueberries thrive in acidic soil and are not easily suited to a subtropical climate.

“The variety we grow here is much tastier than its counterparts from other countries, which has pleasantly surprised our international partners. They really appreciate the Black Sea climate. The berries are juicier and larger—but achieving this quality requires relentless effort. The plant demands constant care and punishes every mistake,” Jemal explains.

Global demand for blueberries is rising, and prices are steadily increasing. However, entering Western markets means complying with strict standards set by the EU and Gulf countries. There is also interest from another region—the so-called “Northern market”—which does not require high quality, but Jemal does not consider it stable and prefers to focus on the Western segment.

“We sell around 3 to 4 tons locally in Georgia. We also have refrigeration infrastructure on-site to preserve the harvest. Domestic demand is growing steadily, but you can’t manage a project of this scale without bank support,” says Jemal.

Competition among exporting countries is intense. Morocco, for example, is one of the largest blueberry suppliers to Europe. Understanding how they transport berries over long distances while maintaining quality is essential learning for Georgian farmers.

On half of their 28 hectares, the Tsetskhladze family has already planted newer, more resilient, and productive blueberry varieties. Their next goal is to fully replace the older plants. For that, they are once again relying on the continued support of TBC Bank.