TBC’s Commitment to a Sustainable Future: Celebrating Earth Day Through Action
TBC, the country’s leading financial institution and one of the largest companies in Georgia, is dedicated to upholding the highest standards of environmental and social responsibility and promoting sustainable development. Guided by strong ethical principles and an established internal culture, TBC plays a significant role in the financial, economic, and social development of Georgia.
April 22 marks Earth Day—a reminder of the critical importance of protecting our planet. TBC has long recognized its responsibility and the opportunities it has to positively impact the environment and support sustainability. For TBC, the journey toward greater environmental responsibility begins with internal transformation. Over the past several years, the company has actively implemented a range of environmental initiatives, both within its operations and across the broader community. In 2024, TBC took particularly notable steps in this direction.
TBC’s Environmental Protection and Climate Change Policy integrates environmental and climate-related considerations into the company’s organizational culture. This policy fosters environmentally responsible actions across all areas of the bank’s activities and applies to all employees.
In 2024, TBC’s sustainable portfolio exceeded expectations, surpassing the annual target by 23.79%. While the goal for 2024 was GEL 1.4 billion, the sustainable portfolio reached GEL 1.733 billion by year-end, with a significant portion allocated to green financing and climate-related projects.
Demonstrating its ongoing commitment to international standards, TBC successfully passed the ISO 14001:2015 environmental management system audit for the fifth consecutive time. This certification affirms that the bank’s environmental practices align with global best practices.
Further advancing its environmental initiatives, TBC, in partnership with Visa, launched Georgia’s first eco-friendly Visa Infinite credit card, exclusively for TBC Wealth Management clients. This innovative card is made from recycled materials, combining premium services with a sustainable approach.
TBC has also intensified efforts to reduce internal resource consumption. In 2024 alone, the company collected and recycled over 2,300 kilograms of plastic. Plastic collection bins are available at 46 TBC locations across Tbilisi, Rustavi, Batumi, and Kutaisi.
The company’s paper recycling program, initiated in 2015, has recycled a total of 500 tons of paper to date. In 2024, TBC recycled 46,840 kilograms of paper, saving approximately 782 trees. The adoption of digital contracts through electronic signatures has also made a significant impact, reducing paper consumption by 70,000 sheets annually.
Additionally, TBC achieved a 10% reduction in paper use per employee and a 13% decrease in water consumption per employee compared to the previous year, saving a total of 5,552,000 liters of water.
Beyond internal efforts, TBC has championed environmental awareness through various marketing campaigns. Notably, TBC collaborated with the company Tene to recycle unused plastic into eco-friendly mobile phone holders and accessories. Previously, TBC also repurposed advertising banners into functional items, promoting creative recycling solutions.
TBC’s environmental initiatives are part of its broader commitment to making a meaningful difference—one step at a time.
#OneStepForTheEarth
TBC Mobile Bank Launches Another Eco-Friendly Initiative
On April 22, companies around the world celebrate Earth Day through various initiatives aimed at raising environmental awareness and promoting sustainability.
In line with this global movement, TBC has long been a creator and supporter of eco-friendly projects.
Following previous initiatives — such as producing laptop bags and backpacks from recycled advertising banners — TBC, in partnership with Tene, has now launched a new project. Through this collaboration, 4,500 kilograms of insulating rubber, 2,250 kilograms of bottle caps, and 2.3 kilograms of secondary cables were collected, recycled, and transformed into eco-friendly mobile phone holders, available at TBC branches.
The mobile phone holder itself showcases innovative recycling:
- The hanger is made from damaged USB cables.
- The plate that fits into the phone case is crafted from recycled TPU material.
- The decorative accessories are made from PLA plastic, an environmentally friendly material that biodegrades easily when exposed to soil.
As a company committed to ESG (Environmental, Social, and Governance) principles, TBC recognizes the power of its actions to positively impact the environment and drive sustainable development.
#OneStepForTheEarth
TBC and Giorgi Mamardashvili: A Strategic Partnership to Inspire a New Generation
TBC proudly announces the beginning of a strategic partnership with Giorgi Mamardashvili, the young Georgian and European football star whose inspiring journey to the top stands as a testament to hard work, resilience, and selflessness. Through this collaboration, we aim to bring Giorgi’s story even closer to people, making it a source of motivation for the new generation — and beyond.
This marks the first time in Georgia that an official partnership of this kind has been signed between a bank and an athlete. Our shared goal is clear: to create a meaningful, mutually rewarding experience for both TBC and Mamardashvili.
The TBC x Mamardashvili collaboration is rooted in the shared values of both parties. At TBC, we prioritize supporting the new generation, promoting sports and a healthy lifestyle, encouraging young Georgian athletes, and sharing success stories that prove the impossible is indeed possible.
A new and exciting chapter in Giorgi Mamardashvili’s European career is about to begin in Liverpool — a fresh challenge to reach even greater heights with one of the world’s legendary clubs, at the iconic Anfield Stadium. A club defined by teamwork, determination, and relentless courage — values that mirror Giorgi’s own journey and ambitions.
At this pivotal moment, TBC is honored to stand beside Giorgi as a proud supporter and partner.
Through this partnership, we aspire to share stories of perseverance and success, guide and inspire others, and strengthen the belief that with faith and dedication, anything is possible.
Register as a TBC Business User in Just 90 Seconds via Business Mobile Bank
Registering as a TBC Business User is now faster and easier than ever.
Starting today, businesses can become TBC customers digitally in just 90 seconds—no branch visit or additional procedures required.
Through the Business Mobile Bank app, businesses can complete registration without an ID card, open an account, and access all essential financial services — all remotely and conveniently.
Additionally, thanks to a joint initiative between TBC and Visa, businesses that register digitally through Business Mobile Bank will receive Visa’s Startup Kit free of charge for one year.
Download Business Mobile Bank here.
TBC Continues Its Enduring Support for Kolga Tbilisi Photo 2025
With the support of TBC, Kolga Tbilisi Photo will be held for the 24th time this year, taking place from May 2 to 6, and will feature both local and international exhibitions.
Kolga Tbilisi Photo plays a vital role in promoting contemporary photography and fostering the development of young artists. This year’s program includes an international photo competition, several invited and local exhibitions, and a series of educational events.
For the 2025 competition, approximately 600 local and international photographers submitted a total of 820 photo projects. The winners will be announced at the opening ceremony on May 2, across the following categories: Documentary Series, Reportage, Conceptual Photo Project, Single Shot, and Mobile Single Shot. Special prize winners will also be revealed.
Festival Program Highlights:
- May 2 | 19:30
Opening Ceremony: Kolga Photo Contest 2025
Musical Host: Tape Visitors
Location: Fabrika Tbilisi, Davit Bakradze St. 3 - May 3 | 10:00
Portfolio Review Session with Charles Ford, Giles Clarke, Byron Smith, and Anders Birger
Location: Design Institute, Dimitri Uznadze St. 82 - May 3 | 13:00
Workshop by Anders Birger: A Workshop on Your Future
Location: Design Institute, Dimitri Uznadze St. 82 - May 3 | 18:00
Charles Ford Exhibition: Fleeting Narratives: Street Photos of the 80s–90s
Location: Photo Studio Gallery, Pavle Ingorokva St. 14 - May 3 | 19:00
Mario Lasalandra Exhibition: Poets, Masks, Actors, Ghosts. Photographs from 1962–2017
Surreal performance “Magiko” by Irakli Nasidze featuring Rina Chernaya
Location: Zurab Tsereteli Museum of Contemporary Art, Shota Rustaveli Ave. 27 - May 4 | 11:30
Photobook Workshop led by Otar Karalashvili and Andreas Oetker-Kast
Location: Design Institute, Dimitri Uznadze St. 82 - May 4 | 12:00
Charles Ford Workshop: Street Photography – Capturing the Unexpected
Location: Design Institute, Dimitri Uznadze St. 82 - May 4 | 18:00
Byron Smith Exhibition: Testament ‘22
Location: Vasil Petriashvili St. 1 - May 4 | 18:00
Zurab Arabidze Exhibition: Deadly Silence
Location: Vasil Petriashvili St. 1 - May 5 | 18:00
Byron Smith Lecture: Focal Points: Navigating Narratives through Photographs
Location: TBC Concept Multifunctional Space, Kote Marjanishvili St. 7 - May 5 | 19:00
Giles Clarke Lecture: Covering the Civilian Cost of Conflict
Location: TBC Concept Multifunctional Space, Kote Marjanishvili St. 7 - May 6 | 18:00
Ana Kacheishvili Exhibition: LOST HIGHWAY – Art Conference Tbilisi
Location: Giorgi Tsereteli Exit 4 - May 6 | 19:00
Tako Robakidze Exhibition: Voices of the Pankisi Gorge (National Geographic Georgia)
Location: Melik Azariantsi House, Shota Rustaveli Ave. 37
Since its founding in 2002, Kolga Tbilisi Photo has been a leading institution in the photography world, annually presenting exhibitions, workshops, and lectures by globally recognized artists focused on the most current topics in photography.
For TBC, nurturing, inspiring, and supporting the younger generation has always been a key priority. This commitment is reflected in TBC’s steadfast partnership with Kolga Tbilisi Photo for more than two decades.
TBC ESG Academy Launches Specialized Training for Business Leaders: “Business Path to Sustainability – Create a Green Future”
On April 25, at the multifunctional space of TBC Concept, business representatives will have the opportunity to attend a specially designed training session – “Business Path to Sustainability – Create a Green Future.”
Developed by the TBC ESG Academy, the training is tailored to the needs of business leaders and aims to raise awareness of climate change-related risks. Upon completion, participants will gain practical knowledge of sustainable business models, their advantages, and the long-term benefits they offer. Additionally, the course will support businesses in integrating sustainability-promoting practices into their operations.
The ESG Academy’s special course is distinguished not only by its strong theoretical foundation but also by its integration of modern, interactive teaching methods designed to facilitate practical application of the acquired knowledge.
In the first part of the training, participants will engage with cognitive board games, video materials, practical exercises, and theoretical resources. Topics covered will include waste management and the circular economy, greenhouse gas emissions, sustainable urbanization, sustainable agriculture, climate change, and its specific impacts on different regions of Georgia.
The second part of the session will offer sector-specific insights, providing participants with information relevant to their particular industries.
TBC Business clients have a unique opportunity to attend this fully funded ESG Academy course. Interested participants can register via the following link: Register 🌏 ESG Academy
The first course of the ESG Academy was made possible with the support of two European funds – the EFSE Development Facility (DF) and the GGF Technical Assistance Facility (TAF) – within their technical assistance programs. The training program was developed through active collaboration between TBC and Develor, combining TBC’s expertise in sustainability with Develor’s proven educational methodologies.
The ESG Academy is Georgia’s first long-term educational platform offering fully funded sustainability training programs in the Georgian language.
MP Development Successfully Completes Bond Program with TBC Capital Support
MP Development, with the support of TBC Capital and Galt & Taggart, successfully placed $17.7 million in bonds under the “Produce in Georgia” capital market support program. The 2-year, unsubordinated and unsecured bonds are planned for listing on the Georgian Stock Exchange and mark the first capital market transaction of 2025.
This issuance is the final tranche of a €24 million multi-currency bond program launched in July 2024. Part of the funds will refinance existing obligations, while the rest will support new investments, particularly the acquisition of properties in Tbilisi.
In 2024, MP Development had placed $5 million and €3 million in bonds at 8.75% and 7.75% interest rates, respectively. Due to strong investor demand, the 2025 issuance rate was set at a competitive 8.5%. The bonds were available to both resident and non-resident individuals and legal entities.
“We thank TBC Capital, Galt & Taggart, and Aderesti Georgia for their support. Strong investor interest once again confirms the growing trust in MP Development’s 13-year success story,” said Papuna Katsitadze, Director of MP Development.
“We are proud to have supported MP Development in completing their bond program. High investor demand allowed for an improved interest rate, offering new investment opportunities in multiple currencies,” added Otar Sharikadze, Director of TBC Capital.
“It’s an honor for Galt & Taggart to assist MP Development with this milestone, contributing to the first capital market transaction of 2025,” said Giorgi Kuprashvili, General Director of Galt & Taggart.
“The ‘Produce in Georgia’ program, active since April 2024, is driving capital market development. MP Development was its first beneficiary, with up to 241 million GEL raised from 20 applications so far,” noted Irakli Gabriadze, Deputy Director of the Produce in Georgia agency.
MP Development currently manages 13 shopping centers and 4 gas stations across Georgia and continues to expand its real estate portfolio with the newly raised funds.
Bangkok — An Asian Restaurant Thriving with the Support of TBC Business
Nine years ago, the Asian restaurant Bangkok entered the local market, offering a menu thoughtfully adapted to Georgian tastes. The founders, Zurab Jishiashvili and Irakli Pitiuri, set out with two clear goals: to popularize Asian cuisine and to balance each dish’s aroma with the Georgian palate.
Today, Bangkok stands as one of the leading Asian fast-food chains in Georgia, uniting the flavors of Japanese, Thai, and Chinese cuisines under one brand.
“Bangkok is a restaurant chain carefully adapted to Georgian tastes. From the beginning, our main priority has been using only high-quality, fresh ingredients. We place special emphasis on our sauces, which we prepare ourselves to achieve the perfect aromas. Our menu is also notable for its diversity — alongside sushi and atrium, we offer a variety of healthy options,” says Magda Makaradze, manager of Bangkok.
Growing a business, especially in the restaurant industry, demands substantial financial support. With most Asian restaurants relying on imported ingredients, operational costs are high, and profit margins are relatively low.
“You simply cannot expand without the support of a bank. In our case, TBC has been a key partner — from our early days as a small business to today, they have supported every step of our journey. Looking ahead, we plan to build a warehouse and a production facility — something that would be impossible without TBC’s continued support,” adds Magda.
Looking to the future, Bangkok aims to expand beyond Tbilisi, establishing a presence across Georgia and eventually entering international markets.
TBC and Visionary Foundation Join Forces to Support Student Education
Supporting education is a key strategic priority for TBC, and the organization remains deeply committed to empowering the next generation.
This year, TBC has partnered with the Visionary Educational Foundation to fully fund the tuition fees of several students.
The Visionary Foundation is dedicated to assisting socially vulnerable and state-supported youth in choosing a profession and setting career goals.
To achieve this, Visionary offers three educational pathways designed to help students and applicants discover their interests and achieve professional success in their chosen fields.
In addition, Visionary provides applicants with the opportunity to prepare for national exams. Students who maintain above-average academic performance at university are guaranteed continued funding of their education.
To further support professional development and career planning, Visionary has launched two key projects: a career orientation event and the HR mentoring program “UP – U Pathfinder.” These initiatives aim to help young people unlock their full potential and take confident steps toward their future careers.
Interested students are encouraged to visit the Visionary website or follow their social media channels to submit their applications. Visionary welcomes applicants with strong academic achievements and the motivation to turn their talents into lasting success.
