- Georgia Today

TBC Marks 33 Years: A Story of Confidence, Courage, and Restless Progress

On December 17, TBC Bank celebrated its 33rd anniversary. Over three decades, every stage of the brand’s development has been shaped by its own context, purpose, and rationale—yet all are united by one defining message: “Believe.” This belief lies at the very foundation of TBC’s story.

TBC’s 33-year journey has been largely defined by its distinctive corporate culture and five core values that form the company’s DNA: teamwork, customer focus, determination, courage, and restlessness. Each phase of the company’s evolution reflects these principles.

Teamwork became the cornerstone of TBC’s success from the very beginning. In 1992, at a time when more than 200 banks operated in the country, TBC’s team rapidly secured a position among Georgia’s top ten banks. This achievement was not the result of individual effort, but of a strong, united team working toward a shared vision.

Customer focus came to the forefront between 2000 and 2010. During this period, TBC significantly expanded its operations, moving beyond traditional banking to develop products and services tailored to customers’ needs and interests, while creating new opportunities for them. This value fully aligns with the company’s mission—to make people’s lives easier.

Determination defined TBC’s growth from 2011 to 2020. During these years, the bank acquired Republic Bank and Constanta Bank, built a digital ecosystem including TNET, TBC Insurance, and TBC Leasing, and in 2014 successfully listed on the London Stock Exchange—an important milestone that marked TBC’s international recognition.

Courage naturally followed determination. In 2020, driven by bold ambition, TBC entered the Uzbek market and has since demonstrated exceptional growth. What was once considered an impossible mission has become reality: today, TBC is an international company serving millions of customers and continuing to expand at scale.

Another defining element of TBC’s culture is restlessness—the refusal to settle for what has already been achieved and a constant drive toward innovation. TBC’s technological leadership and digital transformation are direct results of this mindset. The same spirit is embodied in TBC’s new headquarters: a modern, technology-driven, sustainability-oriented, and people-centered space with distinctive architecture and work environments for the region. It is here that a new chapter in TBC’s brand history will soon be written.

At TBC, the relationship between the brand and its customers is seen as a two-way journey. The company does not only receive—it gives back. As a sign of gratitude, TBC creates opportunities for its millions of loyal customers and contributes to the broader development of society. Its corporate social responsibility initiatives—spanning education, business support, sustainable development, culture, and sports—strongly reflect TBC’s core message: “Believe.”

Today, TBC’s success story is shaped by 25 million customers and 14,000 employees in Georgia and Uzbekistan—people who believe in their own potential and in shared goals. Thirty-three years of confidence, determination, restlessness, and courage define TBC’s journey to date and lay the foundation for its future achievements.

TBC and EBRD Host Sanctions Compliance Masterclass for Corporate Clients

A sanctions compliance masterclass for TBC’s corporate clients was held with the support of TBC Bank and the European Bank for Reconstruction and Development (EBRD). The event was financially supported by the State Secretariat for Economic Affairs (SECO).

The masterclass brought together representatives of small, medium-sized, and large businesses. Its primary objective was to raise awareness of international sanctions regimes, reduce compliance-related risks, and help ensure the continuity and resilience of business operations.

The sessions were led by experts from consulting firm Skyward Solutions, who shared practical insights with participants. Topics included how and where to access reliable sanctions-related information, methods for identifying and managing risks, and best practices for selecting trustworthy partners and channels in international trade.

As a leading financial institution in Georgia, TBC strictly adheres to all international regulations, which remains one of the bank’s highest priorities. At the same time, TBC places strong emphasis on equipping its partners with comprehensive knowledge of international compliance requirements. This approach enables businesses to proactively assess potential risks and build a stable, secure, and sustainable operating environment.

Pay with a TBC Ertguli Credit Card and Get Unlimited 20% Cashback at Selected Dining Venues

A quick weekday lunch, a coffee break, or dinner with friends — dining out has become an integral part of everyday life. As these expenses add up, choosing the right payment method that delivers real value can make monthly budgeting significantly easier.

With this in mind, TBC Bank has once again introduced a customer-focused offer, this time tailored specifically for dining experiences.

Until 31 December, customers who pay with a TBC Ertguli Credit Card at selected food and beverage venues will instantly receive 20% cashback — with no limits.

Where You Can Get Unlimited 20% Instant Cashback

The offer is valid at four popular dining spots in Tbilisi, with cashback credited immediately after payment:

Tsetskhli Ainto (ცეცხლი აინთო)
Available at two locations — 10 Abashidze Street and 10 Tashkenti Street — this restaurant is a favorite among barbecue lovers. Guests can enjoy flavorful Kakhetian, classic, and chicken mtsvadi, along with a variety of traditional Georgian dishes.

Tsitsila (წიწილა)
Chicken lovers can explore a diverse menu at Tsitsila’s two branches: 110 Agmashenebeli Avenue and 76 Kostava Street. Known for its light yet satisfying meals, Tsitsila is an ideal spot for a wholesome snack or casual dining.

Cafe 1991
Located at 11 A. Shanidze Street, Cafe 1991 offers a warm atmosphere, a wide selection of sandwiches and desserts, and beverages for every taste. It’s a perfect place to unwind after a long workday.

Dipstrip
At 70 Kostava Street, fast-food enthusiasts will find premium chicken burgers made with fresh, high-quality ingredients. For those leading an active yet health-conscious lifestyle, Dipstrip is an excellent choice for a quick lunch.

Pay Where You Already Dine — and Get More Back

By paying with a TBC Ertguli Credit Card at places you already visit, you can enjoy more value from your everyday spending.

Credit limit approval and card issuance take just 1–2 minutes via TBC Mobile Bank. The card can be instantly added to your digital wallet, allowing you to start using the limit right away.

TBC Leasing Issues USD 45 Million Bond with Support from TBC Capital

Tbilisi, Georgia — TBC Leasing, with the support of TBC Capital, has successfully issued USD 45 million in three-year, fixed-rate bonds under the Capital Market Support State Program implemented by the Enterprise Georgia.

TBC Capital acted as the exclusive placement agent for the transaction.

During the offering period, the coupon rate range was set at 7.0%–7.50%. Due to strong investor demand, the final coupon was fixed at 7.25%. High oversubscription also led to an increase in the issuance size—from the initially planned USD 30 million to USD 45 million.

The majority of bond investors were retail (individual) investors. Proceeds from the issuance will be used to expand TBC Leasing’s leasing portfolio.

Otar Sharikadze, Director of TBC Capital, commented:

“I congratulate TBC Leasing on the successful placement of the largest USD-denominated retail bond issuance in the local capital market. Demand for the securities was exceptionally high, and it is particularly noteworthy that most investors were individuals—clear evidence of strong trust in the company.

We are pleased that TBC Leasing continues to remain active in the capital market; together, we have now completed five public issuances. Since the beginning of the year, with TBC Capital’s involvement, 11 public transactions have been executed on the local market, totaling nearly GEL 800 million. Additional placements are planned by year-end, allowing us to firmly maintain our position as market leader.”

Mikheil Khidureli, Director of Enterprise Georgia, stated:

“I congratulate TBC Leasing on the successful issuance of USD 45 million in bonds. This transaction once again demonstrates the private sector’s readiness and interest in using capital markets as an alternative source of financing.

Improving access to finance is a strategic priority of the Georgian government’s economic policy. Through Enterprise Georgia, we implement business support programs that help local small and medium-sized enterprises access alternative financing sources. This year, the Capital Market Support Program is expected to deliver record results, which I believe will encourage other companies to follow suit.”

Gaga Gogua, CEO of TBC Leasing, added:

“We are pleased that TBC Leasing, as a market leader, continues to set successful precedents in Georgia together with reliable partners. The USD 45 million bond issuance is unprecedented and represents one of the largest transactions ever seen in the local retail bond market.

Funds raised through this issuance will be fully directed toward financing the micro, small, and medium-sized enterprise (MSME) sector—one of the key drivers of Georgia’s economy. This transaction will further strengthen support for local businesses, improve access to finance, and contribute to sustainable economic growth. This is not only a financial success but also a strong signal of the market’s high level of trust in our company.”

Company Background

TBC Leasing has been operating in Georgia’s leasing market for 22 years and has held the position of industry leader since 2013. The company offers a wide range of products, including financial leasing, operating leasing, and leaseback solutions.

As of June 2025, TBC Leasing holds an 86% market share, with a portfolio totaling GEL 604 million. The company is 100% owned by TBC Bank, one of Georgia’s leading commercial banks.
TBC Leasing has received the highest credit rating among non-bank financial institutions in Georgia from Fitch Ratings, rated ‘BB’ with a Stable Outlook.

Communal Hotels: A TBC Business Awards Finalist’s Story

The boutique hotel concept is defined by small scale, strong individuality, and a clear departure from standardized chain models. Rather than offering simple accommodation, boutique hotels create a distinctive guest experience through unique design, storytelling, and a strong connection to local culture and place.

This philosophy lies at the heart of Communal Boutique Hotels. Located in Tbilisi’s historic districts, as well as in Telavi and Kutaisi, each of the four Communal properties reflects the character of its city through individual design, local aesthetics, and regional cuisine.

With many years of experience in hospitality, founder Katya Samsonadze made the decision to launch her own business in 2017—fully aware that it would not stop at a single hotel.

“From the very beginning, my husband and I envisioned creating lifestyle boutique hotels in Georgia’s most remarkable locations. At that time, this niche simply didn’t exist, which made our initiative especially timely. When we opened our first hotel, the market confirmed that we had made the right decision,” says Samsonadze, who is personally involved in shaping the concept of every Communal space. As a result, each hotel carries a unique identity while remaining part of the brand’s shared vision.

The network of conceptual restaurants and boutique hotels, Communal Hotels, became a finalist and won third place at the TBC Business Awards in the category “Best Product.”
“One thing is how guests evaluate your work, and another is seeing your business through the eyes of a professional jury. It was a truly interesting challenge and experience—a great opportunity to look at the product we create from a different perspective,” Samsonadze notes.

The phrase guests repeat most often is simple yet telling: “It felt like home.” Comfort and a sense of safety are emotions people usually associate with their own homes—and naturally, these are the places they want to return to. This is reflected in reality: both international and Georgian guests repeatedly return to Communal Hotels.

“Because of the small scale, guests spend a lot of time together—talking, exchanging ideas, connecting. This intimacy creates relationships. If you don’t enjoy human interaction, Communal probably won’t become your favorite place,” Samsonadze adds.

The story of Communal demonstrates how a clear vision and a human-centered approach can transform the boutique hotel concept into genuine value. It is a brand that measures growth not by speed, but by quality. As the team itself says, each new project is better than the last.

Success is a journey—what matters most is believing in it

“Don’t Hesitate—Ask”: December Is the Best Time to Port a Secured Consumer Loan to TBC Bank

December brings a unique opportunity for customers considering a secured consumer loan—or wishing to transfer an existing loan from another bank—to TBC Bank under preferential conditions.

TBC’s secured consumer loan can be used for any purpose, including the consolidation of existing financial obligations. Loans may be issued based on income from salary, bonuses, dividends, rental income, or other premiums, while collateral may include both immovable and movable property.

As part of a special December promotion, customers who port their secured consumer loan to TBC Bank between December 16 and December 31 (inclusive) will receive up to 500 loyalty points credited to their Loyal Piggy Bank within one week of loan porting. These points can be instantly transferred to a GEL bank account upon crediting.

This benefit helps partially offset early repayment fees charged by other banks and provides customers with additional financial value, alongside TBC’s favorable loan terms.

How many loyalty points will you receive?

Loan amount up to GEL 100,000 – 150 points
Loan amount from GEL 100,000 to GEL 200,000 – 200 points
Loan amount from GEL 200,000 and above – 500 points

Detailed terms and conditions of the secured consumer loan are available on TBC Bank’s official website.

Customers can apply for the loan at any TBC Bank branch, by calling the call center at (0322) 27 27 27, or by submitting an application remotely.

Take advantage of a secured consumer loan with an effective interest rate starting from 15.9%.
Don’t hesitate—request a callback directly from the mobile bank and receive loan terms tailored to your financial needs.

“What Does It Take to Win?” – Morning Meeting Series Continues with Support from TBC Business and Visa

Over the past two weeks, social media has been buzzing with coverage of the “Rkena” MMA battles. The fight held at the Sports Palace attracted an audience of 7,500 spectators. One of the headline fighters was Merab Sharikadze, former captain of Georgia’s national rugby team, who made a victorious MMA debut. Yet, the octagon showcased many stars, each with a different answer to the central question: “What does it take to win?”

Georgians’ passion for combat sports is no secret, and the strong public interest in the newly established MMA organization in Georgia was expected. The primary supporter of “Rkena” is Setanta Sports. Behind the scenes, organizers invested months of intensive preparation to deliver a fully sold-out arena filled with fans.

On December 10, at Block D, a special gathering brought together those who had expended as much energy off the octagon as the fighters themselves.

Setanta Sports’ Creative Content Director Givi Kemoklidze, along with content creators Anano Dodelia, Mindia Tsiklauri, and Murtaz Chikovani, and now MMA fighter Merab Sharikadze, shared insights with an eager audience about building the “Rkena” brand.

For the creative team, the goal was clear: to craft a brand that would create a strong emotional connection with fans. “If you’ve ever heard Georgian wrestler Nika Kocharov’s version of ‘What does wrestling need?’, it’s impossible not to be moved,” noted Anano Dodelia.

“Our aim was to bring the audience into the arena without knowing exactly what emotions they would experience. The visuals were intentionally simple to match the Georgian theme, yet highly emotional. The result was incredible. This energy and motivation even reached those who normally have no interest in combat sports. Working in sports is extremely rewarding—it’s one of the most emotionally charged fields,” she added.

Givi Kemoklidze highlighted the unique nature of sports content, emphasizing that the athlete is always the central figure:

“This field has its own specificity and an informed audience. You can’t mislead them or claim a fighter is the best without evidence. The creative’s job is to find the athlete’s unique qualities and bring them to the forefront,” he explained. Initially, the campaign was planned for an audience of 500, but fan response quickly exceeded expectations.

“I welcome constructive criticism, but when Rkena’s content was first launched, I couldn’t find a single flaw,” said Mindia Tsiklauri.

Murtaz Chikovani added: “Filming a movie, you know the ending in advance. Sports is different—you prepare for multiple outcomes and create parallel realities. For years, we’ve worked on UFC content, always preparing to celebrate victories. And we know: if we lose, content naturally emerges. This approach works.”

Merab Sharikadze had kept his MMA preparation private for months, first from family and then from the public. Returning to the octagon after an 18-month sports hiatus was a major responsibility.

“I couldn’t imagine myself at such events initially, so I hesitated. Later, I realized that with Setanta organizing it, the level of professionalism would be high, and I wouldn’t embarrass myself. Honestly, the result exceeded every expectation. The warmth and love from the fans alone made it worth it—even if I had lost. (Although losing was never an option.) The content created during the process was crucial. Even the gear matters—you need to like it yourself; it sets the mood. Now I truly understand what the saying ‘Dream Big’ means. It’s real,” Sharikadze shared.

Following this first successful event, the team’s future plans already aim at engaging an international audience.

Get Ready for the Holidays with TBC’s Ertguli Card and Save During the Season’s Biggest Expenses

The most magical time of the year is almost here. The joyful chaos of selecting gifts and preparing festive feasts is already shaping up in your upcoming plans. Yet, alongside the holiday cheer often comes financial pressure—expenses rise, and December’s paycheck may not cover the endless list of wishes.

This year, as you take on the role of Santa and stock your holiday table, you can cover all your expenses with TBC’s Ertguli Credit Card instead of your debit account—treat yourself now and enjoy peace of mind well into January.

Make TBC’s Ertguli Card Your Main Financial Partner During Holiday Rush

Instead of depleting your current account on holiday preparations, TBC’s Erguli Credit Card lets you save your salary for the post-holiday period while turning your festive shopping into cashback rewards. TBC’s special holiday offers make shopping easier and more rewarding.

When you pay with your Ertguli Card at over 4,000 partner locations—including groceries, clothing, electronics, accessories, and more—you instantly earn up to 12% cashback, which you can use freely.

Additionally, many partner stores offer cashback of up to 50%, and combined with special holiday discounts, your purchases could cost you half the price.

For example, if you’ve been planning to upgrade your Christmas tree or decorations but never freed up the funds, your Ertguli Card lets you buy what you want today, enjoy the holidays, and pay back over 55 days gradually and stress-free. If you repay within the grace period, no interest will be charged.

Holiday shopping is often associated with long queues and crowded stores, but getting your Ertguli Card is simple. Just log into TBC’s Mobile Banking app, approve your credit limit, and your card is ready. You can add it to your digital wallet and start using it in just 1–2 minutes.

Since holiday expenses are unavoidable, pay with TBC’s Ertguli Card where you already plan to spend—and get back more.

TBC Capital Becomes a Member of the Tashkent Stock Exchange

TBC Capital has become the first international financial institution to gain membership in the Tashkent Stock Exchange, establishing itself as a licensed intermediary in Uzbekistan’s securities market.

To obtain this status, TBC Capital fully complied with all local regulatory requirements, resulting in full licensing that enables the company to provide comprehensive services to investors in the Uzbek capital market.

Membership in the Tashkent Stock Exchange gives investors direct access to the local capital market, including both equity and fixed-income securities, through primary placements and the secondary market. These opportunities are available to individual and corporate investors alike, including companies operating in the Georgian market seeking regional diversification.

“Ours is a concrete step toward opening real, tangible opportunities for investors on the Tashkent Stock Exchange – broader access to the Uzbek capital market, diverse investment instruments, and one of the fastest-growing economies in the region,” said Otar Sharikadze, Director of TBC Capital. “Through our involvement, several local issuers have successfully carried out bond placements. TBC Capital’s goal is to make access to such investment opportunities simple, secure, and transparent, enabling investors to make informed decisions and effectively implement their strategies.”

TBC Receives UN Women Award for Outstanding Contribution to Women’s Empowerment

TBC has been honored by UN Women for its exceptional contribution to women’s empowerment, recognizing the bank’s initiatives and steadfast commitment to promoting gender equality.

TBC’s mission is to simplify people’s lives, and a key part of this mission is empowering women and creating opportunities for them across various fields. To achieve this, the bank fosters a diverse and inclusive work environment and implements projects that support women’s professional development, employment, entrepreneurship, and employee empowerment. TBC also actively promotes awareness of gender equality in society.

“Nurturing women’s empowerment is a strategic priority for TBC,” said Nino Masurashvili, Deputy CEO of TBC. “As part of our ESG strategy, we have placed women’s empowerment at the center of our efforts. Over the past four years, through our strategic partnership with UN Women, we have implemented significant initiatives. These include the exhibition and sale of products by women entrepreneurs, which TBC has supported for four consecutive years and has engaged over 500 participants to date. We also proudly support the Grace Hopper Celebration, which promotes recognition and empowerment of women in technology. At TBC, we pay special attention to women’s and girls’ engagement in the tech sector — the share of female participants in our IT Academy grows every year, and 45% of graduates are women, representing approximately 2,400 participants.”

The UN Women’s Empowerment Principles (WEPs) serve as an international platform and guide for companies to empower women in the workplace, marketplace, and society. In Georgia, UN Women has been promoting the adoption of these principles since 2016, with support from the Government of Norway. The platform remains open for new signatories, and UN Women continues to expand its reach.

TBC officially became a strategic partner of UN Women in 2021, becoming the first company in Georgia to sign a memorandum of cooperation with UN Women Georgia and actively participate in women’s empowerment programs. As a signatory of the WEPs, TBC demonstrates its long-term commitment to gender equality, embedding these principles into its policies, processes, and business decisions.

TBC and GAIA Continue Lecture Series: AI and Law

TBC Bank, in partnership with the Georgian Artificial Intelligence Association (GAIA) and leading Georgian universities, continues its public lecture series “AI and …”, with the upcoming session dedicated to the intersection of artificial intelligence and law. The discussion focused on key topics such as intellectual property protection in the age of AI.

The lecture was hosted by Ivane Javakhishvili Tbilisi State University and featured expert speakers, including Professor, lawyer, and technology law specialist Zviad Gabisonia and AI product designer Gua Tabidze. Participants explored pressing issues such as how language models are created, where risks of intellectual property infringement arise, who owns AI-generated content, and who is responsible for its misuse. The session also addressed the future of AI regulation, legal dispute resolution, and current Georgian legal practice in the field.

The “AI and …” lecture series aims to spark discussion and raise awareness about the impact of AI across various sectors within the academic community. The initiative provides a unique platform for knowledge and experience sharing, creating a collaborative space where students, professionals, and academics can engage with the challenges and opportunities brought by AI development.

The open lecture series will continue in 2026, with monthly sessions hosted on partner university campuses.

As part of its education program, TBC Bank consistently develops initiatives that give the next generation of professionals a space to understand technological change, learn, and apply new knowledge in practice. Through projects like this, TBC strengthens Georgia’s technological ecosystem and promotes knowledge that drives progress—reinforcing the belief that education and technology shape the future

TBC Capital Wraps Up 2025 with Partners and Shares Economic Outlook for 2026

TBC Capital hosted its year-end event for business partners, titled “Georgia and the World: 2025 in Review and Expectations for 2026.”

During the conference, TBC Capital’s management reviewed the key global and local trends that significantly shaped the world economy and financial markets in 2025. The event also focused on forecasts for 2026. According to TBC Capital, three major trends are expected to influence the global economy next year: changes in trade regimes, rapid development of artificial intelligence, and international efforts to maintain peace. These trends are anticipated to affect production costs and investment patterns, with global economic growth projected at around 3%.

TBC Capital’s research indicates that the adaptation of artificial intelligence in companies is already delivering positive effects, both in terms of innovation and profitability—a trend that is expected to continue in 2026.

Regarding Georgia’s economy, TBC Capital forecasts growth of approximately 4.5% next year, driven primarily by domestic demand. Inflation is expected to approach the targeted level of 3%.

The event was attended not only by representatives of the private sector but also by officials from government institutions. A panel discussion was held, during which participants shared plans and economic forecasts for the coming year.

“For TBC Capital, the annual year-end event is part of our continuous dialogue with partners. Throughout the year, we provide them with updated, in-depth analysis of global financial markets, Georgia’s macroeconomic trends, and key economic sectors. In 2025 alone, TBC Capital organized 12 in-person and online meetings, bringing together nearly 2,500 business representatives and industry experts. Through these events, we help the private sector accurately assess challenges, identify opportunities, and adapt effectively to new economic realities,” said Otar Sharikadze, Director of TBC Capital.

TBC Concept and Visa Offer Special Deals on M.T.A Multi-Ski Passes for Ski Enthusiasts

TBC Concept, in partnership with Visa and M.T.A, is bringing exclusive benefits to ski enthusiasts this winter. Starting December 23, customers purchasing M.T.A seasonal multi-ski passes through selected online platforms with TBC Concept Visa cards will enjoy a 30% discount.

The promotion applies to purchases made on the following platforms: Tkt.ge, Superapp, Biletebi.ge, and SKIPASS App, and the passes are valid at any ski resort in Georgia. Each cardholder can purchase a maximum of two passes—for a child, teen (ages 13–18), or adult.

Passes will be available for purchase starting December 23 at 12:00 PM, with quantities limited. Customers are encouraged to act quickly. To claim the discount, follow the instructions provided on the selected platform (Tkt.ge, Superapp, Biletebi.ge, skipass.ge).

For more information, visit the TBC Concept website. Please note that if discounted products do not appear, it means the limited number of passes has been sold out. The promotion applies to both new and existing TBC Concept Visa cards.

Become a TBC Concept cardholder and enjoy privileged banking services and exclusive offers this winter.

TBC Concept Unveils Exclusive New Year Offer at City Mall

TBC Concept is ringing in the New Year with a special offer for its customers. On December 25 only, TBC Concept Visa cardholders can enjoy unlimited and instant 30% cashback at selected stores in City Mall.

The offer applies to TBC Concept Visa Platinum, Visa Signature, and TBC Concept Miles&Smiles Visa Signature Travel Card, including their digital versions. To take advantage of the promotion, payments must be made in physical stores at City Mall using TBC POS terminals.

Participating City Mall Stores:
Customers can receive 30% cashback, unlimited and instant, at:
Atelier Rebul, Bagatt, Berghoff, Boss, Calvin Klein, Charles & Keith, Corner, Cortefiel, Crocs, Dan John, Delfos, Diesel, Dressarium Kids, EA7 Emporio Armani, Eshvi, Funky Vintage, Gant, Giordano, Grills Home & Kitchen, Hackett, Hugo, Izipizi, JB Martin, JYSK, Karl Lagerfeld, Keddo, Kenari, Korean Cosmetics, Lacoste, Laline, Lee Cooper, Lion of Porches, Liya x Moet, L’Occitane, *Lutecia, MAC Cosmetics, Magellan, Manamo Home / TAC, Marc’O Polo, Messy Weekend, Napapijri, New Balance, Okkia, Old Supra, Ollivander’s, Paul & Shark, Pedro del Hierro, Petit Bateau, Puma, Sacoor Brothers, Scotch & Soda, Shoes Loft, Swarovski, The North Face, Timberland, Tommy Jeans, TOPSPORT, Toreli, Under Armour, Velvet & Vivid, Villeroy & Boch, Women’Secret, Yamamay, Yves Rocher, Zapatero Español.

Special cashback rates also apply to select stores: